With the recent financial bailout of major banks and their owners, there is no doubt the US is headed into a recession, or already in a recession. The only questions that remain is how the economy will be able to recover and turn itself around and how long it will take to do so. In 2001, after the tech bubble burst and recession loomed, the salvation came from homeowners who tapped into their home equity, thusly easing the financial burden and keeping the economy afloat and credit lines healthy. This put the country on a V-shaped, fast road to recovery by re-energizing the market and keeping values of the dollar high. After 8-months it was all over, and the economy was well on it’s way to a healthy state. However, with the recent downfall in the housing market and no light at the end of the financial tunnel, it appears...